Welcome to Seaux Wealthy Enterprises (“Company,” “we,” “our,” or “us”). These Terms of Service (“Terms”) govern your access to and use of all digital products, templates, courses, guides, downloads, and services purchased from seauxwealthy.com or any related platforms, CRM systems, or delivery systems we use.
By purchasing, accessing, downloading, or using any product or service from us, you agree to these Terms in full. If you do not agree, do not purchase or use our products.
All items sold on our website and CRM—including templates, guides, PDFs, courses, trainings, digital downloads, and virtual resources—are digital products.
No physical items will be shipped.
Delivery is considered complete once the product is emailed, downloaded, or accessed through the delivery link, portal, or CRM.
Products are delivered instantly to the email you provide during checkout.
It is the customer’s responsibility to check their inbox, spam folder, promotions tab, and ensure their email address is entered correctly.
Due to the immediate delivery of digital content, all sales are final.
Refunds will not be issued for:
Change of mind
Failure to review product descriptions
Not achieving desired results
Buyer’s remorse
Not using or completing the product
Forgetting to cancel a subscription
Claims of “I didn’t receive it” when our system shows access or download
Once the file is delivered or accessed, no refund will be issued under any circumstances.
Refunds may be considered only for:
Duplicate Purchase
If you accidentally purchased the same item twice.
Technical Issues
If the product cannot be accessed and our support team cannot resolve the issue.
Incorrect Purchase
If you bought the wrong product and have not yet accessed or downloaded it.
To request a refund (only for the above reasons), email: support@wealthykruefinancials.com
Include:
Full name
Email used at checkout
Name of product
Reason for request
Response time: 1–2 business days
By completing a purchase, you agree that:
You have read the full product description and understand what is included.
You understand all products are digital and non-refundable.
You are responsible for downloading and saving your files.
You have access to the device/software required to use the product (ex: Canva, Notion, PDF reader).
You also acknowledge that:
You had an opportunity to ask questions before purchasing.
You voluntarily accepted these Terms at checkout.
Duplicate Purchase
If you accidentally purchased the same item twice.
Technical Issues
If the product cannot be accessed and our support team cannot resolve the issue.
Incorrect Purchase
If you bought the wrong product and have not yet accessed or downloaded it.
To request a refund (only for the above reasons), email: support@wealthykruefinancials.com
By purchasing from us, you give the Company permission to collect and store:
IP addresses
Download timestamps
Login records
Access logs
Device/location indicators
Delivery confirmation data
This information is used solely for:
Order processing
Fraud prevention
Chargeback disputes
Technical support
This data may be submitted to payment processors as evidence in the event of disputes.
Filing a chargeback after receiving a digital product is considered friendly fraud and is strictly prohibited.
If you initiate a chargeback:
Your access to all products, portals, and services will be revoked.
All evidence of delivery, downloads, access logs, IP addresses, and prior interactions will be provided to your bank.
We reserve the right to pursue theft-of-service claims if applicable.
Repeat offenders may be banned from future purchases.
You agree NOT to initiate a chargeback for any reason covered by our No‑Refund Policy.
This clause allows you to copy/paste it to Stripe/PayPal and proves your customer agreed to it.
“Initiating a chargeback after receiving digital goods constitutes friendly fraud. By completing a purchase, the customer acknowledged our Terms, which state that digital products are non-refundable and that access logs and delivery records may be used as evidence. We request that disputes filed under these conditions be denied to maintain the integrity of digital commerce.”
Digital products may include download limits (example: 5 downloads per purchase).
This protects against:
Fraudulent file sharing
Unauthorized distribution
Misuse of digital materials
If you exceed the limit, you must contact support to request a reset.
Download overages are considered proof of delivery, proof of access, and proof of product receipt.
All digital products purchased from Seaux Wealthy Enterprises are protected under U.S. Copyright Law.
You MAY:
Use the product for personal business use
Edit templates for your brand
You MAY NOT:
Resell
Redistribute
Gift
Republish
Claim as your own
Offer as part of a competing product or service
Unauthorized use will result in legal action.
For questions, access help, or technical support, contact us at:
support@wealthykruefinancials.com
Business Hours: Monday–Friday
Response Time: 1–2 business days
Failure to request help before filing a dispute will be considered misuse of buyer protections.
We do not guarantee:
Specific results
Business income
Credit outcomes
Personal success
All testimonials represent individual experiences and are not promises of results.
You are solely responsible for the implementation of any digital product or learning obtained from us.
These Terms are governed by and interpreted in accordance with the laws of:
[Insert your state/country — e.g., Louisiana or the Philippines, depending on preference].
Any disputes must be handled in the appropriate county/state of the Company.
By checking out, downloading, or accessing any digital product or service, you acknowledge that you:
Read these Terms
Understand them
Agree to be bound by them
This agreement overrides any conflicting information, emails, messages, or misunderstandings.
